ScoreReform provides educational software for organizing and understanding credit information supplied by the user. It is not a law firm, lender, consumer reporting agency, or source of legal advice.
No guaranteed outcome
ScoreReform does not guarantee deletion of information, a score increase, credit approval, or any other result. Accurate and non-obsolete negative information cannot lawfully be challenged merely because it is unfavorable.
User responsibility
Users must provide truthful information, independently review generated correspondence, decide whether to send it, and retain supporting evidence. Frivolous disputes are prohibited.
Commercial terms
Paid plan activation, disclosures, contract formation, cancellation rights, refund rules, and jurisdiction-specific terms are pending owner and qualified-counsel review. No payment is currently collected.