What ScoreReform does
- Explains user-supplied credit information and possible areas to verify.
- Helps users prepare factual, editable correspondence.
- Requires a truthfulness confirmation before creating a dispute.
- Tracks user-recorded milestones and follow-up reminders.
What ScoreReform does not promise
- No guaranteed deletions or score increases.
- No advice to remove accurate, non-obsolete information.
- No automatic bureau submission without user knowledge.
- No claim that a response timeline automatically requires deletion.
Before paid activation
Owner review must address the federal Credit Repair Organizations Act, Michigan Credit Services Protection Act, required disclosures and written contracts, cancellation rights, subscription and payment timing, privacy, data retention, and any consumer-reporting obligations. This page is not legal advice.